Personal Loans

Right for you if:

  • You have a one-time borrowing need
  • You'd like to borrow up to $50,000
  • You like the security of fixed monthly payments

This unsecured personal loan offers fixed rates from 7.99 % to 17.99 % APR (assumes $10,000 loan).3

Custom Credit Line

Right for you if:

  • You need to balance the ups and downs in your cash flow
  • You'd like to finance an important family event and borrow with no cash advance fee2
  • You have ongoing planned borrowing needs

This revolving personal line of credit2 can help you meet your borrowing needs or help manage your cash flow.

Checking Plus® (Variable Rate)
Line of Credit

Right for you if:

  • You want the safety of overdraft protection
  • You never want to bounce another check1
  • You could use a revolving line of credit

If you're interested in overdraft protection, Checking Plus is just right for you. Lines available up to $10,000

See Account Agreements and Disclosures for Checking Plus (variable rate) and Secured Ready Credit.
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Call: 1-800-ALL-CITI Mention: Citi at Work

1. Checking Plus (variable rate) line of credit will prevent a check from being returned unpaid only to the extent your line of credit is unused and available for this purpose

2. Rates as of 10/30/2018. Your APR may be as low as 10.24% variable APR or as high as 22.24% variable APR (may vary by state). To qualify for the lowest rate, customers must use Citibank Auto Deduct (an automated monthly debit from a Citibank deposit account) for repayment, meet eligible Citi relationship balance requirements, and have an excellent credit history. Lower rates are available for Citigold and Citi Priority customers and customers with ,000 or more in eligible relationship balances. If you are in default, your Annual Percentage Rate may increase by 2.00%. Annual Fee of waived for Citigold and Citi Priority customers and anyone who takes a loan or makes a payment on their account once during the year

3. Rate as of 10/30/2018. Lowest rate quoted above assumes the use of Citibank Auto Deduct (established at loan closing with a monthly debit from a Citibank deposit account) for repayment, excellent credit, a loan of at least $10,000, a loan term of 36 months or shorter, and adequate relationship balances. Otherwise a higher rate will apply. If you are in default your APR may increase by 2.00%. If you borrow ,000 for 36 months at 11.99% APR, to repay your loan you will have to make 36 monthly payments of approximately .10. No down payment is required. Rates subject to change without notice.